Terms and Conditions of Use

1. ACCEPTANCE OF TERMS: The Defend My Dividend Coalition (“the Coalition”) currently: (a) provides users with access to, and use of, information regarding various products and services on its Web site located at www.defendmydividend.org ("Defend My Dividend Web Site"). The Defend My Dividend Web Site is herein referred to as the “Service.” The Terms and Conditions of Use ("Agreement") containing the terms, conditions, notices and agreements below (collectively, "Terms") govern your use of the Service. In the event of any conflict between any one or more provisions in the Terms and in any other document or agreement between the Coalition and you related to a specific product or service offered on or through the Service, the provision in the Terms shall govern.

The Service is offered to you conditioned solely upon your acceptance of the Terms without modification or reservation. Any and all rights not expressly granted in the Terms are expressly reserved by the Coalition. PLEASE READ THE TERMS VERY CAREFULLY! Your use of the Service means you agree to all of the Terms and agree to them without modification or reservation.

2. DEFINITIONS: There are several words that are used in this Agreement that have a specific meaning in the Agreement. The words defined in this section shall have the following meanings in this Agreement, unless to do so would be contrary to the clear intent of the Agreement:

A. "Advertisers": Means any person, corporation, or any other entity in whatever form that places an advertisement(s) on the Defend My Dividend Web Site.

B. "Content" or "CONTENT": Means any message, information, data, text, software, images or other materials that you post or transmit on the Defend My Dividend Web Site.

C. “Information” or “INFORMATION”: Means the editorial content and graphics on the Defend My Dividend Web Site, as well as the computer programs used to generate the pages on the Defend My Dividend Web Site.

D. “Terms”: Means the terms, conditions, and notices in the Agreement.

E. "You", "your" and "user": Means all individuals and/or entities in whatever form accessing or using the Service for any reason.

3. TRADEMARK AND COPYRIGHT PROTECTIONS: The Coalition is the owner of all intellectual property rights (including copyrights, service marks, and trademarks) in, on, and to the Defend My Dividend Web Site. Material published by the Coalition on the Defend My Dividend Web Site may contain other proprietary notices or describe products, services, processes or technologies owned by the Coalition or third parties. Nothing in the Terms or through the use of the Service shall be construed as granting you a license to use such material under any copyright, service mark, trademark, patent or other intellectual property right of the Coalition or any third party, except as expressly set forth and granted in the Terms.

It is strictly prohibited to delete or alter any copyright, service mark, trademark, or other proprietary notices on or from the Defend My Dividend Web Site. You must retain all copyright, service mark, trademark, and other proprietary notices contained on the Defend My Dividend Web Site on any copy you make of the Information.

The Coalition name and logo are trademarks and/or service marks of the Coalition. All related product and service names, design marks and slogans are the trademarks or service marks of the Coalition, as are the "look" and "feel" of the Defend My Dividend Web Site (including color combinations, layout, design and all other graphical elements). All other product, service marks, and trademarks contained on the Defend My Dividend Web Site are the property of their respective owners.

All Information on the Defend My Dividend Web Site, as well as the computer programs used to generate pages, and the Defend My Dividend Web Site are protected by any and all U.S. and international copyright, service mark, and trademark treaties, laws, regulations, and rules and may not be copied or used without the express written permission of the Coalition, which reserves all rights. Re-use of any of the Information for any purpose is strictly prohibited without the Coalition’s prior written permission. Please contact info@defendmydividend.org to request permission.

4. LIMITED LICENSE AND USE: You are granted a non-exclusive, non-assignable and non-transferable license to use the Service only under the Terms. You are authorized to view and download a single copy of the Information solely for your personal, noncommercial use.

This license is not a sale of any of the respective intellectual property owner's rights. The Service may be used only by you and you may not rent, lease, lend, sub-license, or transfer the Service or any data residing on it or any of your rights under the Terms to anyone else. Except as otherwise expressly provided, you may not modify, copy, distribute, transmit, display, perform, reproduce, use, publish, license, create derivative works from, transfer or sell any Information or Content contained in the Defend My Dividend Web Site. You may not develop or derive for commercial sale any data in machine-readable or other form that incorporates or uses any substantial part of the Defend My Dividend Web Site. You may not transfer to or store any data residing or exchanged using the Service in any electronic network for use by more than one user unless you obtain prior written permission from the Coalition. Please contact info@defendmydividend.org to request permission.

5. USER RESPONSIBILITIES: The Service may be used only for lawful purposes. As one of the conditions of your use of the Service, you represent, warrant and agree that you shall not use (or plan, encourage or help others to use) the Service for any purpose or in any manner that is prohibited by the Terms, or by applicable laws, regulations, rules or ordinances, including any export controls. It is your responsibility to ensure that your use of the Service complies with the Terms and to request prior written permission from the Coalition for any uses not permitted or expressly specified in the Terms. Please contact info@defendmydividend.org to request permission.

The Coalition accepts no responsibility for the opinions and information posted on the Defend My Dividend Web Site by others. You acknowledge that the security mechanisms of the Service have inherent limitations, and you are solely responsible for determining if the use of the Service sufficiently meets your needs.

6. SPECIFIC PROHIBITED USES: While using the Service, you shall not do any of the following:

A. Respond to any commercial opportunity on the Service for any reason other than to utilize the products or services offered.

B. Send unsolicited e-mail, telephone calls, mailings or other material to any Advertisers.

C. Transmit any Content that you do not have a right to reproduce, display or transmit under any law, regulation, or rule, or under any contractual or fiduciary relationships.

D. Transmit any Content that infringes any patent, copyright, service mark, trade secret, trademark, or other proprietary rights.

E. Delete or revise any material posted by any other person or entity in whatever form.

F. Use any device, software, or routine to interfere with the proper operation of the Service or any activity being conducted on the Service.

G. Attempt to decipher, decompile, disassemble, or reverse engineer any of the software comprising, creating, or in any way making up a part of the Service.

H. Violate any applicable international, national, state, or local law, regulation, rule, ordinance, or treaty.

7. LINKS TO OTHER WEB SITES: The Defend My Dividend Web Site contains hyperlinks or other connections to Web sites owned and/or operated by parties other than the Coalition. You understand, acknowledge, and agree that the Coalition does not control these Web sites and is not responsible, nor shall be liable (directly or indirectly) for them, including, but not limited to, their availability, their content or any viruses they may contain. The inclusion of any hyperlinks or connections to Web sites operated by parties other than the Coalition does not in any way directly or indirectly imply any endorsement of the material on them or any association with their owners or operators.

8. ACCURACY OF MATERIAL: You understand and acknowledge that material and software published on the Defend My Dividend Web Site, including hyperlinks, may include inaccuracies, typographical errors and/or out-of-date material. You understand, acknowledge, and agree that the Coalition is not responsible for, nor shall it be liable (directly or indirectly) for any inaccuracies, typographical errors and/or out-of-date material. Further, you also understand and acknowledge that material and software on the Defend My Dividend Web Site may be changed or revised from time to time without notice.

9. WEB SECURITY RULES: Users are prohibited from directly or indirectly violating or attempting to violate the security of the Defend My Dividend Web Site including, without limitation,

A. attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization, or

B. attempting to interfere with service to any user, host or network, including, without limitation, using any means, including overloading, "flooding", "mail bombing" or "crashing",

Violations of the Service or network security may result in civil or criminal liability. The Coalition will investigate occurrences that may involve violations of the use of the Service and may contact and/or cooperate with law enforcement authorities in prosecuting users or any other person or persons who are involved in any violations of the use of the Service.

10. INDEMNIFICATION: You agree to indemnify and hold the Coalition harmless from and against all claims, losses, damages, injuries, awards, and liability - together with the costs, expenses, and reasonable attorneys' fees in connection therewith - resulting from, arising out of, or in any way connected to your use of the Defend My Dividend Web Site, your violation of the Terms or your responsibilities, your breach or misrepresentation of any of your warranties or representations, or your violation of any rights of any person.

11. DISCLAIMER OF WARRANTIES: YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE COALITION EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

THE COALITION MAKES NO WARRANTY THAT (a) THE SERVICE WILL MEET YOUR REQUIREMENTS, (b) THE SERVICE, THE CONTENT, THE INFORMATION SPECIFICALLY AND/OR THE INTERNET GENERALLY WILL BE UNINTERRUPTED, TIMELY, SECURE, CURRENT, COMPLETE, USEFUL,OR ERROR-FREE, (c) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, (d) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS, REQUIREMENTS, AND/OR SPECIFICATIONS, (e) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED, AND (f) MATERIAL ACCESSIBLE FROM THE Defend My Dividend Web Site IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR MECHANISMS.

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE COALITION OR THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS.

YOU SHALL HAVE ABSOLUTELY NO RECOURSE AGAINST THE COALITION AS THE PROVIDER OR HOST OF, OR ANY IN OTHER CAPACITY RELATED TO, THE SERVICE FOR ANY ALLEGED OR ACTUAL INFRINGEMENT OF ANY PROPRIETARY RIGHTS YOU MAY HAVE IN ANYTHING YOU POST ON THE Defend My Dividend Web Site OR FOR ANY OTHER REASON.

YOUR SOLE REMEDY FOR ANY OF THE FOREGOING IS TO STOP USING THE SERVICE.

12. LIMITATIONS OF LIABILITY: YOU EXPRESSLY UNDERSTAND AND AGREE THAT THE COALITION SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, CONSEQUENTIAL, EXEMPLARY OR OTHER DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF THE COALITION HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM, ARISING OUT OF, OR IN ANY WAY CONNECTED TO: (a) THE USE OR THE INABILITY TO USE THE SERVICE (OR ANY HYPERLINKS), OR ANY CONTENT, INCLUDING, BUT NOT LIMITED TO, WHETHER THE CONTENT IS ERROR-FREE, ACCURATE AND/OR CURRENT; (b) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (c) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (d) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (e) ANY OTHER MATTER RELATING TO EITHER THE SERVICE SPECIFICALLY OR THE INTERNET GENERALLY, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE.

13. EXCLUSIONS FROM LIABILITY LIMITATIONS: SOME JURSIDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES. THEREFORE, SOME OF THE LIMITATIONS OF SECTIONS 16 AND 17 MAY NOT APPLY TO YOU. FURTHER, IF ANY EXCLUSIONS OR LIMITATIONS ARE HELD INAPPLICABLE OR UNENFORCEABLE FOR ANY REASON, THEN THE COALITION'S MAXIMUM LIABILITY FOR ANY TYPE OF DAMAGES TO ANY ONE PERSON SHALL BE LIMITED TO THE LESSER OF YOUR COST OF THE SERVICE OR U.S. $100.00.

14. COMPLIANCE AND COOPERATION WITH LAW ENFORCEMENT: You understand and agree that the Coalition shall comply with and/or otherwise cooperate with international, national, state or local law enforcement officials or authorities relating to your use of the Service.

You acknowledge and agree that the Coalition may preserve the Content and may also disclose the Content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to (a) comply with legal process; (b) enforce the Terms; (c) respond to claims that any Content violates the rights of third parties; or (d) protect the rights, property or personal safety of the Coalition, its users or any person.

15. ENTIRE AGREEMENT: The Terms represent the entire agreement between us, and our respective heirs, successors and assigns, and supersede any and all prior understandings, statements, or representations, whether electronic, oral or written, regarding the Service or the Content or Information on the Defend My Dividend Web Site. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

16. MODIFICATIONS OF THE TERMS: The Coalition shall have the right to modify any one or more of the Terms at any time and from time to time without prior notice. The Terms on the Defend My Dividend Web Site are the current applicable provisions that govern your use of the Service. By using the Service, you have agreed to and accepted all of the Terms without modification or reservation.

17. TERMINATION: The Coalition shall have the right to terminate your use of the Service for any reason at any time without prior notice.

18. WAIVER: A waiver of any obligation or right under the Agreement shall not be effective unless in writing executed by the party against whom it is being enforced, and shall not be construed as a waiver of any other obligation or right under the Agreement.

19. ENFORCEMENT: The Terms shall be governed by federal law and the laws of the District of Columbia. You consent to the exclusive jurisdiction and venue for any action or dispute in the local and federal courts located in the District of Columbia, United States of America.

20. EQUITABLE RELIEF: You acknowledge that monetary damages may not be a sufficient remedy for the breach of the Agreement and that the Coalition shall be entitled without waiving any other rights or remedies, to such injunctive or equitable relief, as may be deemed proper by a court of competent jurisdiction. You hereby agree that in the event of a breach or threatened breach of the Agreement by you, it will not be necessary to prove monetary damages and irreparable harm will be presumed.

21. PROHIBITION ON USE: The use of the Defend My Dividend Web Site is unauthorized in any jurisdiction that does not give effect to all of the Terms. The Coalition makes no claims or representations that the Defend My Dividend Web Site may be lawfully viewed or downloaded outside of the United States of America. Access to the Information may not be legal by certain persons or in certain countries. If you access the Defend My Dividend Web Site from outside of the United States of America, you do so at your own risk and are responsible for compliance with the laws, regulations, rules and any other requirements (in whatever form) of your jurisdiction.

22. SEVERABILITY: The Terms in the Agreement are severable and shall be construed to the extent of their enforceability in light of the parties' mutual intent if deemed at all unenforceable by a court of competent jurisdiction.

23. SUCCESSORS AND ASSIGNS: You agree that your heirs, successors and assigns shall be bound by the Terms in the Agreement.

Return to Home